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If you are going through Chapter 7 bankruptcy, then you need a maximum of 4 years after discharge. When your Court discharges and dismisses your bankruptcy, then you are able to apply for a conventional loan. So, get to know how long can you buy a house after chapter 7. If you want to get a USDA loan, then you have to wait at least 3 years after discharge so that you can get this loan.

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Sep 3 20:28